Information & Appointment Centre (028) 35 11 33 33 Emergency (028) 35 11 35 00 Health Insurance Companies Direct Billing Partners Information & Appointment Centre (028) 35 11 33 33 Emergency (028) 35 11 35 00 Health insurance Direct Billing Partners FV hospital benefits from an extensive list of both international and local insurance providers who work with the hospital to deliver ‘cashless’ direct billing services. Find Your Preferred Company Quickly search to see if any companies on our list match your preferences. Local Insurance Companies Bao Minh Insurance Corporation Direct-billing Services Out-patient Only apply for OPD coverage card holder with payment guarantee confirmation from Bao Minh. In-patient GOP required Generali Vietnam Direct-billing Services Out-patient Patient pays and claims. In-patient GOP required MIC – Military Insurance Corporation Direct-billing Services Out-patient Patient pays and claims. In-patient GOP required PTI Insurance Direct-billing Services Out-patient Only apply for OPD coverage card holder with payment guarantee confirmation from PTI. In-patient GOP required PVI Insurance Corporation Direct-billing Services Out-patient Only apply for OPD coverage card holder or payment guarantee confirmation from Insurance Company before treatment. In-patient GOP required Dai-ichi Life Insurance Viet Nam Direct-billing Services Out-patient Patient pays and claims. In-patient GOP required For life Insurers holders: Direct billing is provided for Inpatient Treatment only. Our Insurance Officer will process online or contact your insurer directly to obtain a Guarantee of Payment (GOP). Bao Viet Direct-billing Services Out-patient Only for Bao Viet Gold Card/ Platinum Card after online confirmation. In-patient GOP required General Direct Billing Eligibility Direct billing is available for patients holding Aon Premier Care and Bao Viet Gold/Platinum Cards. Online confirmation is needed and done by FV officers typically between 20 to 45 minutes. Inpatient Coverage (For The FV Health Insurance holders): If a medical condition is excluded from insurance coverage, FV Hospital offers 15% discount (for Privilege Members) or 20% discount (for VIP Members) on hospitalisation expenses. Unlimited free consultations and discounted fees on investigations undertaken at FV Hospital. BIDV Insurance Corporation (BIC) Direct-billing Services Out-patient Only apply for OPD coverage card holder with payment guarantee confirmation from BIC. In-patient GOP required GIC – Global Insurance Company Direct-billing Services Out-patient Patient pays and claims. In-patient GOP required Petrolimex Joint-Stock Insurance Company (PJICO) Direct-billing Services Out-patient Only apply for OPD coverage card holder with payment guarantee confirmation from PJICO. In-patient GOP required Bao Long Insurance Corporation Direct-billing Services Out-patient Only apply for OPD coverage card holder or payment guarantee confirmation from Insurance Company before treatment. In-patient GOP required AIA Vietnam Life Insurance Company Direct-billing Services Out-patient Patient pays and claims. In-patient GOP required For life Insurers holders: Direct billing is provided for Inpatient Treatment only. Our Insurance Officer will process online or contact your insurer directly to obtain a Guarantee of Payment (GOP). VBI – Vietinbank Insurance Joint Stock Corporation Direct-billing Services Out-patient Only apply for OPD coverage card holder with payment guarantee confirmation from VBI. In-patient GOP required International Insurance Companies Allianz Worldwide Care Direct-billing Services Out-patient Based on table benefits shown on Allianz website. In-patient Pre-authorisation required Cigna International Direct-billing Services Out-patient For plan with outpatient coverage. In-patient Pre-authorisation required Henner – GMC Direct-billing Services Out-patient Patient has to show a valid OPD direct billing settlement/ MedProPass card for each visit. In-patient Pre-authorisation required Please present your Direct Settlement Card or a MedProPass card along with a photo ID. How to get your Digital Card? 1. Go to www.henner.com 2. Click on “My personal space” 3. Log in using your username and password 4. Under “My medical networks”, click on “Download the Direct Settlement Card” 5. Print out the card Infinity Insurance – Cambodia Direct-billing Services Out-patient Patient pays and claims. In-patient Pre-authorisation required MSH China Direct-billing Services Out-patient For outpatient coverage insurance cards. In-patient Pre-authorisation required Seven Corners, Inc. Direct-billing Services Out-patient Patient pays and claims except prior confirmation from Seven Cornors. In-patient Pre-authorisation required UnitedHealthcare (UHC) Global Expatriate Insurance Direct-billing Services Out-patient Patient pays and claims OR UHC sends a payment guarantee confirmation to FV before patient’s treatment. In-patient Pre-authorisation required La Sécurité sociale des Expatriés Direct-billing Services Out-patient Please contact the insurance office for detailed guidance and support.. In-patient Please contact the insurance office for detailed guidance and support. CFE (La Caisse des Français de l’Etranger) and « Mutuelles » FV Hospital has signed a special agreement with CFE for inpatients whereby a fixed daily inpatient fee is applied for each category of hospitalisation; for example, medical, surgery, oncology, and so on. If a patient has CFE or “mutuelle” insurance like VYV International Assistance, April, etc., FV can instantly ascertain their insurance status by contacting their “mutuelle” insurance VYV, April, etc. to request for a Guarantee of Payment (GOP). FV Hospital asks that patients bring their CFE and “mutuelle” insurance details with them when undergoing treatment at FV Hospital. The deposit and fees they will pay will depend on the confirmation of their coverage from the insurance. Please note that even if a patient is covered for outpatient care under their policy, FV Hospital is unable to offer cashless services for outpatient services and they must pay the charges and claim reimbursement from CFE. FV’s insurance office will provide support to prepare the documents necessary for their claim. BUPA Global Bupa Insurance Ltd. & Bupa Insurance Services Ltd. Direct-billing Services Out-patient For plan with outpatient coverage. In-patient Pre-authorisation required April Viet Nam Direct-billing Services Out-patient For plan with outpatient coverage. In-patient Pre-authorisation required GeoBlue Direct-billing Services Out-patient Patient has to pays and claims except for prior payment guarantee confirmation sent to FV before patient treatment. In-patient Pre-authorisation required Liberty Insurance Limited, HCMC, Viet Nam Direct-billing Services Out-patient For outpatient coverage insurance cards. In-patient Pre-authorisation required LUMA Direct-billing Services Out-patient For outpatient coverage insurance cards. In-patient Pre-authorisation required SOS International A/S Direct-billing Services Out-patient SOS sends a payment guarantee confirmation to FV before patient’s treatment. In-patient Pre-authorisation required TSS – Total Scholastic Solutions Direct-billing Services Out-patient For outpatient insurance card. In-patient Pre-authorisation required William Russell Ltd Direct-billing Services Out-patient For policy number ended with Si, Pl, Go & Cp2 – No Excess. In-patient Pre-authorisation required Third Party Administrators Athena (Assist 24/7) Direct-billing Services Out-patient Only apply for OPD coverage card holder with payment guarantee confirmation from Insurance Company. In-patient GOP required. FHVI – Fullerton Health Vietnam LLC Direct-billing Services Out-patient Only apply for OPD coverage card holder with payment guarantee confirmation from Insurance Company. In-patient GOP required. Leapstack Direct-billing Services Out-patient Only apply for OPD coverage card holder with payment guarantee confirmation from Insurance Company. In-patient GOP required. Smart Direct-billing Services Out-patient Only apply for OPD coverage card holder with payment guarantee confirmation from Insurance Company. In-patient GOP required. Bao An Khang Direct-billing Services Out-patient Patient pays and claims. In-patient GOP required Insmart Company Ltd. Direct-billing Services Out-patient Only apply for OPD coverage card holder with payment guarantee confirmation from Insurance Company. In-patient GOP required. Papaya Direct-billing Services Out-patient Only apply for OPD coverage card holder with payment guarantee confirmation from Insurance Company. In-patient GOP required. Assistance Companies AP Companies Direct-billing Services Out-patient Only for payment guarantee confirmation sending to FV before patient’s treatment. In-patient GOP required. Required Documents for GOP Request: To enable FV to request GOP, please provide all travel documents related to your trip (i.e., flight tickets, passport with visa, insurance card/certificate) and details of your insurance policy. It is useful if the patient takes part in the GOP process by directly calling their insurance provider’s hotline to inform them about their hospitalization and press the insurer to issue a GOP. 🚨 Important Policy Notes: FV often provides a “rough overview” initially. If a detailed breakdown during admission reveals items excluded by your policy, the patient will be asked to settle those non-covered fees. If treatment cost exceeds the amount insured, FV will request an extended GOP. While confirmation is pending, you may be asked to pay an additional deposit. If the total cost exceeds coverage, you are responsible for the outstanding amount. Asian Assistance (Thailand) Co., Ltd. Direct-billing Services Out-patient Only for payment guarantee confirmation sending to FV before patient’s treatment. In-patient GOP required. Required Documents for GOP Request: To enable FV to request GOP, please provide all travel documents related to your trip (i.e., flight tickets, passport with visa, insurance card/certificate) and details of your insurance policy. It is useful if the patient takes part in the GOP process by directly calling their insurance provider’s hotline to inform them about their hospitalization and press the insurer to issue a GOP. 🚨 Important Policy Notes: FV often provides a “rough overview” initially. If a detailed breakdown during admission reveals items excluded by your policy, the patient will be asked to settle those non-covered fees. If treatment cost exceeds the amount insured, FV will request an extended GOP. While confirmation is pending, you may be asked to pay an additional deposit. If the total cost exceeds coverage, you are responsible for the outstanding amount. Assist Card Direct-billing Services Out-patient Only for payment guarantee confirmation sending to FV before patient’s treatment. In-patient GOP required. Required Documents for GOP Request: To enable FV to request GOP, please provide all travel documents related to your trip (i.e., flight tickets, passport with visa, insurance card/certificate) and details of your insurance policy. It is useful if the patient takes part in the GOP process by directly calling their insurance provider’s hotline to inform them about their hospitalization and press the insurer to issue a GOP. 🚨 Important Policy Notes: FV often provides a “rough overview” initially. If a detailed breakdown during admission reveals items excluded by your policy, the patient will be asked to settle those non-covered fees. If treatment cost exceeds the amount insured, FV will request an extended GOP. While confirmation is pending, you may be asked to pay an additional deposit. If the total cost exceeds coverage, you are responsible for the outstanding amount. Care of Asia Direct-billing Services Out-patient Only for payment guarantee confirmation sending to FV before patient’s treatment. In-patient GOP required. Required Documents for GOP Request: To enable FV to request GOP, please provide all travel documents related to your trip (i.e., flight tickets, passport with visa, insurance card/certificate) and details of your insurance policy. It is useful if the patient takes part in the GOP process by directly calling their insurance provider’s hotline to inform them about their hospitalization and press the insurer to issue a GOP. 🚨 Important Policy Notes: FV often provides a “rough overview” initially. If a detailed breakdown during admission reveals items excluded by your policy, the patient will be asked to settle those non-covered fees. If treatment cost exceeds the amount insured, FV will request an extended GOP. While confirmation is pending, you may be asked to pay an additional deposit. If the total cost exceeds coverage, you are responsible for the outstanding amount. Euro-Center Bangkok, Thailand Direct-billing Services Out-patient Only for payment guarantee confirmation sending to FV before patient’s treatment. In-patient GOP required. Required Documents for GOP Request: To enable FV to request GOP, please provide all travel documents related to your trip (i.e., flight tickets, passport with visa, insurance card/certificate) and details of your insurance policy. It is useful if the patient takes part in the GOP process by directly calling their insurance provider’s hotline to inform them about their hospitalization and press the insurer to issue a GOP. 🚨 Important Policy Notes: FV often provides a “rough overview” initially. If a detailed breakdown during admission reveals items excluded by your policy, the patient will be asked to settle those non-covered fees. If treatment cost exceeds the amount insured, FV will request an extended GOP. While confirmation is pending, you may be asked to pay an additional deposit. If the total cost exceeds coverage, you are responsible for the outstanding amount. Global Doctor Assist China Direct-billing Services Out-patient Patient pays and claims. In-patient GOP required. Required Documents for GOP Request: To enable FV to request GOP, please provide all travel documents related to your trip (i.e., flight tickets, passport with visa, insurance card/certificate) and details of your insurance policy. It is useful if the patient takes part in the GOP process by directly calling their insurance provider’s hotline to inform them about their hospitalization and press the insurer to issue a GOP. 🚨 Important Policy Notes: FV often provides a “rough overview” initially. If a detailed breakdown during admission reveals items excluded by your policy, the patient will be asked to settle those non-covered fees. If treatment cost exceeds the amount insured, FV will request an extended GOP. While confirmation is pending, you may be asked to pay an additional deposit. If the total cost exceeds coverage, you are responsible for the outstanding amount. IMA – InterMutuelles Assistances Direct-billing Services Out-patient Patient pays and claims. In-patient GOP required. Required Documents for GOP Request: To enable FV to request GOP, please provide all travel documents related to your trip (i.e., flight tickets, passport with visa, insurance card/certificate) and details of your insurance policy. It is useful if the patient takes part in the GOP process by directly calling their insurance provider’s hotline to inform them about their hospitalization and press the insurer to issue a GOP. 🚨 Important Policy Notes: FV often provides a “rough overview” initially. If a detailed breakdown during admission reveals items excluded by your policy, the patient will be asked to settle those non-covered fees. If treatment cost exceeds the amount insured, FV will request an extended GOP. While confirmation is pending, you may be asked to pay an additional deposit. If the total cost exceeds coverage, you are responsible for the outstanding amount. IRIS Global Direct-billing Services Out-patient Only for payment guarantee confirmation sending to FV before patient’s treatment. In-patient GOP required. Required Documents for GOP Request: To enable FV to request GOP, please provide all travel documents related to your trip (i.e., flight tickets, passport with visa, insurance card/certificate) and details of your insurance policy. It is useful if the patient takes part in the GOP process by directly calling their insurance provider’s hotline to inform them about their hospitalization and press the insurer to issue a GOP. 🚨 Important Policy Notes: FV often provides a “rough overview” initially. If a detailed breakdown during admission reveals items excluded by your policy, the patient will be asked to settle those non-covered fees. If treatment cost exceeds the amount insured, FV will request an extended GOP. While confirmation is pending, you may be asked to pay an additional deposit. If the total cost exceeds coverage, you are responsible for the outstanding amount. VYV International Assistance Direct-billing Services Out-patient Only for payment guarantee confirmation sending to FV before patient’s treatment. In-patient GOP required. Required Documents for GOP Request: To enable FV to request GOP, please provide all travel documents related to your trip (i.e., flight tickets, passport with visa, insurance card/certificate) and details of your insurance policy. It is useful if the patient takes part in the GOP process by directly calling their insurance provider’s hotline to inform them about their hospitalization and press the insurer to issue a GOP. 🚨 Important Policy Notes: FV often provides a “rough overview” initially. If a detailed breakdown during admission reveals items excluded by your policy, the patient will be asked to settle those non-covered fees. If treatment cost exceeds the amount insured, FV will request an extended GOP. While confirmation is pending, you may be asked to pay an additional deposit. If the total cost exceeds coverage, you are responsible for the outstanding amount. ROY Medical Assistance Direct-billing Services Out-patient Only for payment guarantee confirmation sending to FV before patient’s treatment. In-patient GOP required. Required Documents for GOP Request: To enable FV to request GOP, please provide all travel documents related to your trip (i.e., flight tickets, passport with visa, insurance card/certificate) and details of your insurance policy. It is useful if the patient takes part in the GOP process by directly calling their insurance provider’s hotline to inform them about their hospitalization and press the insurer to issue a GOP. 🚨 Important Policy Notes: FV often provides a “rough overview” initially. If a detailed breakdown during admission reveals items excluded by your policy, the patient will be asked to settle those non-covered fees. If treatment cost exceeds the amount insured, FV will request an extended GOP. While confirmation is pending, you may be asked to pay an additional deposit. If the total cost exceeds coverage, you are responsible for the outstanding amount. April Thailand Direct-billing Services Out-patient Only for payment guarantee confirmation sending to FV before patient’s treatment. In-patient GOP required. Required Documents for GOP Request: To enable FV to request GOP, please provide all travel documents related to your trip (i.e., flight tickets, passport with visa, insurance card/certificate) and details of your insurance policy. It is useful if the patient takes part in the GOP process by directly calling their insurance provider’s hotline to inform them about their hospitalization and press the insurer to issue a GOP. 🚨 Important Policy Notes: FV often provides a “rough overview” initially. If a detailed breakdown during admission reveals items excluded by your policy, the patient will be asked to settle those non-covered fees. If treatment cost exceeds the amount insured, FV will request an extended GOP. While confirmation is pending, you may be asked to pay an additional deposit. If the total cost exceeds coverage, you are responsible for the outstanding amount. Asia Medical Assistance PVT Ltd. Direct-billing Services Out-patient Only for payment guarantee confirmation sending to FV before patient’s treatment. In-patient GOP required. Required Documents for GOP Request: To enable FV to request GOP, please provide all travel documents related to your trip (i.e., flight tickets, passport with visa, insurance card/certificate) and details of your insurance policy. It is useful if the patient takes part in the GOP process by directly calling their insurance provider’s hotline to inform them about their hospitalization and press the insurer to issue a GOP. 🚨 Important Policy Notes: FV often provides a “rough overview” initially. If a detailed breakdown during admission reveals items excluded by your policy, the patient will be asked to settle those non-covered fees. If treatment cost exceeds the amount insured, FV will request an extended GOP. While confirmation is pending, you may be asked to pay an additional deposit. If the total cost exceeds coverage, you are responsible for the outstanding amount. Assist-Card Korea Direct-billing Services Out-patient Only for payment guarantee confirmation sending to FV before patient’s treatment. In-patient GOP required. Required Documents for GOP Request: To enable FV to request GOP, please provide all travel documents related to your trip (i.e., flight tickets, passport with visa, insurance card/certificate) and details of your insurance policy. It is useful if the patient takes part in the GOP process by directly calling their insurance provider’s hotline to inform them about their hospitalization and press the insurer to issue a GOP. 🚨 Important Policy Notes: FV often provides a “rough overview” initially. If a detailed breakdown during admission reveals items excluded by your policy, the patient will be asked to settle those non-covered fees. If treatment cost exceeds the amount insured, FV will request an extended GOP. While confirmation is pending, you may be asked to pay an additional deposit. If the total cost exceeds coverage, you are responsible for the outstanding amount. CMN Global Inc. Direct-billing Services Out-patient Only for payment guarantee confirmation sending to FV before patient’s treatment. In-patient GOP required. Required Documents for GOP Request: To enable FV to request GOP, please provide all travel documents related to your trip (i.e., flight tickets, passport with visa, insurance card/certificate) and details of your insurance policy. It is useful if the patient takes part in the GOP process by directly calling their insurance provider’s hotline to inform them about their hospitalization and press the insurer to issue a GOP. 🚨 Important Policy Notes: FV often provides a “rough overview” initially. If a detailed breakdown during admission reveals items excluded by your policy, the patient will be asked to settle those non-covered fees. If treatment cost exceeds the amount insured, FV will request an extended GOP. While confirmation is pending, you may be asked to pay an additional deposit. If the total cost exceeds coverage, you are responsible for the outstanding amount. FALCK Thailand – Falck Global Assistance Limited Direct-billing Services Out-patient Only for payment guarantee confirmation sending to FV before patient’s treatment. In-patient GOP required. Required Documents for GOP Request: To enable FV to request GOP, please provide all travel documents related to your trip (i.e., flight tickets, passport with visa, insurance card/certificate) and details of your insurance policy. It is useful if the patient takes part in the GOP process by directly calling their insurance provider’s hotline to inform them about their hospitalization and press the insurer to issue a GOP. 🚨 Important Policy Notes: FV often provides a “rough overview” initially. If a detailed breakdown during admission reveals items excluded by your policy, the patient will be asked to settle those non-covered fees. If treatment cost exceeds the amount insured, FV will request an extended GOP. While confirmation is pending, you may be asked to pay an additional deposit. If the total cost exceeds coverage, you are responsible for the outstanding amount. First Assistance New Zealand/ UK Direct-billing Services Out-patient Only for payment guarantee confirmation sending to FV before patient’s treatment. In-patient GOP required. Required Documents for GOP Request: To enable FV to request GOP, please provide all travel documents related to your trip (i.e., flight tickets, passport with visa, insurance card/certificate) and details of your insurance policy. It is useful if the patient takes part in the GOP process by directly calling their insurance provider’s hotline to inform them about their hospitalization and press the insurer to issue a GOP. 🚨 Important Policy Notes: FV often provides a “rough overview” initially. If a detailed breakdown during admission reveals items excluded by your policy, the patient will be asked to settle those non-covered fees. If treatment cost exceeds the amount insured, FV will request an extended GOP. While confirmation is pending, you may be asked to pay an additional deposit. If the total cost exceeds coverage, you are responsible for the outstanding amount. Europ Assistance Direct-billing Services Out-patient Only for payment guarantee confirmation sending to FV before patient’s treatment. In-patient GOP required. Required Documents for GOP Request: To enable FV to request GOP, please provide all travel documents related to your trip (i.e., flight tickets, passport with visa, insurance card/certificate) and details of your insurance policy. It is useful if the patient takes part in the GOP process by directly calling their insurance provider’s hotline to inform them about their hospitalization and press the insurer to issue a GOP. 🚨 Important Policy Notes: FV often provides a “rough overview” initially. If a detailed breakdown during admission reveals items excluded by your policy, the patient will be asked to settle those non-covered fees. If treatment cost exceeds the amount insured, FV will request an extended GOP. While confirmation is pending, you may be asked to pay an additional deposit. If the total cost exceeds coverage, you are responsible for the outstanding amount. Pacific Cross Vietnam (PCV) Direct-billing Services Out-patient Only for payment guarantee confirmation sending to FV before patient’s treatment. In-patient GOP required. Required Documents for GOP Request: To enable FV to request GOP, please provide all travel documents related to your trip (i.e., flight tickets, passport with visa, insurance card/certificate) and details of your insurance policy. It is useful if the patient takes part in the GOP process by directly calling their insurance provider’s hotline to inform them about their hospitalization and press the insurer to issue a GOP. 🚨 Important Policy Notes: FV often provides a “rough overview” initially. If a detailed breakdown during admission reveals items excluded by your policy, the patient will be asked to settle those non-covered fees. If treatment cost exceeds the amount insured, FV will request an extended GOP. While confirmation is pending, you may be asked to pay an additional deposit. If the total cost exceeds coverage, you are responsible for the outstanding amount. Trails of Indochina Direct-billing Services Out-patient Only for payment guarantee confirmation sending to FV before patient’s treatment. In-patient GOP required. Required Documents for GOP Request: To enable FV to request GOP, please provide all travel documents related to your trip (i.e., flight tickets, passport with visa, insurance card/certificate) and details of your insurance policy. It is useful if the patient takes part in the GOP process by directly calling their insurance provider’s hotline to inform them about their hospitalization and press the insurer to issue a GOP. 🚨 Important Policy Notes: FV often provides a “rough overview” initially. If a detailed breakdown during admission reveals items excluded by your policy, the patient will be asked to settle those non-covered fees. If treatment cost exceeds the amount insured, FV will request an extended GOP. While confirmation is pending, you may be asked to pay an additional deposit. If the total cost exceeds coverage, you are responsible for the outstanding amount. Japanese Insurance & Assistance Companies AIU Insurance Company Ltd. Direct-billing Services Out-patient For outpatient coverage Certificates/ outpatient insurance card. Patient must complete personal information and sign on the claim form on each visit. In-patient GOP required You must complete the relevant claim form (available at FV Insurance Office) before receiving cashless services. Emergency Assistance Japan Co., Ltd. Agency for Compo Japan & H.A.S. Insurance Direct-billing Services Out-patient For outpatient coverage Certificates/ outpatient insurance card. Patient must complete personal information and sign on the claim form on each visit. In-patient GOP required You must complete the relevant claim form (available at FV Insurance Office) before receiving cashless services. WellBe Inc. Assistance WellBe Inc. Assistance & & claims agent for Japanese Insurance company in case they send the Letter of guarantee. Direct-billing Services Out-patient For outpatient coverage Certificates/ outpatient insurance card. Patient must complete personal information and sign on the claim form on each visit. In-patient GOP required You must complete the relevant claim form (available at FV Insurance Office) before receiving cashless services. Bao Viet Tokyo Marine Assistance Bao Viet Tokyo Marine Assistance & claims agent for: The TOKIO Marine & NICHIDO Fire Insurance – A4 certificate of Insurance Bao Viet Tokyo Marine – Plastic card Direct-billing Services Out-patient For outpatient coverage Certificates/ outpatient insurance card. Patient must complete personal information and sign on the claim form on each visit. In-patient GOP required You must complete the relevant claim form (available at FV Insurance Office) before receiving cashless services. Prestige International, Japan Assistance Prestige International, Japan Assistance & claims agent for: Overseas Travel Accident Insurance 1. Aioi Insurance Co., Ltd 2. Ace Insurance Co., Ltd 3. Mitsui Sumitomo Insurance Co., Ltd 4. Nissin Fire and Marine Insurance Co., Ltd 5. Nippon Koa Insurance Co., Ltd 6. JI Insurance 7. Nissay Dowa Insurance 8. Fuji Fire and Marine Insurance 9. Asahi Fire & Marine Insurance Healthcare Program 10. MUFG Healthcare Program 11. Nippon Express(Nittsu) Healthcare Program 12. Isuzu Healthcare Program 13. NSK Healthcare Program 14. Mitsubishi Electric Healthcare Program 15. Nissan Healthcare Program 16. Hitachi Healthcare Program Direct-billing Services Out-patient For outpatient coverage Certificates/ outpatient insurance card. Patient must complete personal information and sign on the claim form on each visit. In-patient GOP required You must complete the relevant claim form (available at FV Insurance Office) before receiving cashless services.